What This Policy Covers and Where It Applies
kamalday collects personal data — such as your name, email address, phone number, and payment details — when you register and transact on our platform. When you add funds via UPI, Paytm, or PhonePe, we receive transaction references needed to credit your account; we do not
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store your full payment credentials on our servers. This policy applies to all account holders accessing kamalday where local law permits such access. The lawfulness of data processing is determined by the jurisdiction in which you reside, and eligibility to use our platform depends on your
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local law. We process your data only for the purposes stated in this document — account management, transaction processing, fraud prevention, and communication — and do not sell your data to third parties.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.